Adjustable-Rate Mortgage
What is an adjustable-rate mortgage? An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate on the loan varies with prevailing market rates. This means that, over time, the monthly payment …
What is an adjustable-rate mortgage? An adjustable-rate mortgage (ARM) is a type of mortgage in which the interest rate on the loan varies with prevailing market rates. This means that, over time, the monthly payment …
What is a 1031 exchange? A 1031 exchange in real estate allows you to change your investment type without “cashing out” the capital gains. This allows your investments the chance to keep growing without taxes. …
What is a turn key property? In the simplest terms, it’s a home that doesn’t need any major repairs or restorations. A tenant can just turn the key in the lock and move straight in. …
What is volatility? In finance, volatility is a measure of the amount of variation in prices over time, and it is used to quantify the risk of an investment. Higher volatility means more risk is …
What is a catch-up contribution? If you got a late start on saving for retirement, you may be able to “catch up” with something known as a catch-up contribution. Catch-up contributions are types of retirement …
What is a hedge fund? A hedge fund is a type of investment vehicle that allows investors to pool their money together and invest in various assets. These funds are usually used by high-net-worth individuals …
What is the annual depreciation allowance? Not all real estate investors know this, but you can deduct the amount it cost you to purchase and renovate a property from your tax return. The result? You …
What is company equity? In business, equity is the value of an ownership interest in a company, which represents the residual interest in the company’s assets after deducting all liabilities. Equity is often synonymous with …
What is an ETF? ETF stands for “exchange-traded fund”. It’s an investment vehicle that contains a variety of assets, such as bonds, stocks, and real estate. The value of an ETF fluctuates throughout the day …
What is a HELOC? Did you know that a home equity line of credit (HELOC) is a type of finance that can help investors improve the value of a property or purchase a new real …