{"id":29695,"date":"2026-06-19T11:34:38","date_gmt":"2026-06-19T11:34:38","guid":{"rendered":"https:\/\/ark7.com\/blog\/?p=29695"},"modified":"2026-06-19T11:34:40","modified_gmt":"2026-06-19T11:34:40","slug":"real-estate-investing-platforms-solopreneurs","status":"publish","type":"post","link":"https:\/\/ark7.com\/blog\/learn\/in-depth\/real-estate-investing\/real-estate-investing-platforms-solopreneurs\/","title":{"rendered":"Best Real Estate Investing Platforms for Solopreneurs 2026"},"content":{"rendered":"\n<p>If you run a one-person business and want <a href=\"https:\/\/ark7.com\/how-it-works\">real estate exposure<\/a> without managing tenants or repairs, you&#8217;re not alone. An estimated <a href=\"https:\/\/www.simplybusiness.com\/resource\/2025-solopreneur-report\/\">28 million solopreneurs in the US<\/a> face the same problem: irregular income, limited time, and a desire for passive real estate returns without the operational burden of direct ownership. Fractional real estate investing platforms solve this by letting self-employed professionals buy shares of rental properties for as little as $10 to $100. The <strong>best online real estate investing platforms for solopreneurs in 2026<\/strong> combine low minimums, fully passive management, and income distributions that match irregular cash flow. This guide compares six platforms across fees, liquidity, accreditation requirements, and dividend structures.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key Takeaways<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fractional real estate platforms let solopreneurs invest in rental properties without the time commitment of direct ownership. No tenant calls, no repairs, no property management.<\/li>\n\n\n\n<li>Minimum investments range from $10 (Fundrise, Groundfloor) to $20 (Ark7) to $100 (Arrived), making real estate accessible at almost any budget level.<\/li>\n\n\n\n<li>Fee structures vary significantly: some charge annual AUM fees (Fundrise at 1%), while Ark7 charges 0% AUM with per-investment sourcing and property management fees.<\/li>\n\n\n\n<li>Monthly dividend distributions (Ark7, Lofty) align better with solopreneur cash flow needs than quarterly or annual payouts.<\/li>\n\n\n\n<li>Most platforms are open to non-accredited investors, though some (EquityMultiple) require accredited status and $5,000-plus minimums.<\/li>\n\n\n\n<li>Liquidity varies widely. Secondary markets exist on some platforms but holding periods of 1 to 7 years are standard.<\/li>\n\n\n\n<li>The fractional real estate platform market reached $4.2 billion in 2025 and is projected to grow at 15.1% CAGR through 2034, per <a href=\"https:\/\/dataintelo.com\/report\/fractional-real-estate-platform-market\">DataIntelo<\/a>.<\/li>\n<\/ul>\n\n\n\n<div class=\"bg-blue-grey-1 padding-32px border-radius-12px margin-20px-t margin-20px-b\">\t \n  <div class=\"bg-white text-center padding-20px-v border-radius-8px\">\t \n    <h3 class=\"margin-auto display-block\">New to passive real estate investing?<\/h3>\t \n    <a class=\"margin-auto a7-button\" href=\"https:\/\/ark7.com\/?tc=WJV7H\" target=\"_blank\" rel=\"noopener\">Explore Ark7 Opportunities<\/a>\t \n  <\/div>\t \n<\/div>\n<div class=\"ark7-property-list padding-20px-v margin-20px-t margin-20px-b\" data-tags=\"SEOWidgetFeatured\" data-tc=\"WJV7H\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Solopreneurs Need a Different Approach to Real Estate<\/strong><\/h2>\n\n\n\n<p>Direct property ownership demands time, capital, and operational tolerance that most solopreneurs lack. A single rental property requires <a href=\"https:\/\/ark7.com\/blog\/articles\/turnkey-properties-the-hands-off-approach-to-real-estate-investing\/\">tenant management, maintenance coordination, vacancy handling<\/a>, and a 20 to 30 percent down payment that ties up $50,000 or more in a single asset. For someone running a one-person business, that makes traditional real estate impractical.<\/p>\n\n\n\n<p>Fractional real estate platforms solve this by turning rental properties into investable shares. Solopreneurs can buy partial ownership of professionally managed properties starting at $20 to $100 and never touch a repair bill. The trade-off is reduced control and platform fees.<\/p>\n\n\n\n<p>The key for solopreneurs is matching platform characteristics to irregular income patterns. <a href=\"https:\/\/ark7.com\/blog\/articles\/passive-real-estate-investing-platforms\/\">Monthly dividend schedules<\/a>, low minimums for incremental investing, and the ability to exit investments when business needs capital all matter more than total return optimization. The fractional real estate platform market reached $4.2 billion in 2025 and is projected to grow at 15.1 percent CAGR through 2034 (DataIntelo), indicating that more investors are choosing this route.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What We Looked For in the Best Platforms for Solopreneurs<\/strong><\/h2>\n\n\n\n<p>Every platform in this list was evaluated against criteria specific to solopreneur investing needs. General &#8220;best real estate platforms&#8221; lists miss what matters to someone running a single-person business.<\/p>\n\n\n\n<p><strong>Minimum investment.<\/strong> Solopreneurs typically deploy $500 to $5,000 at a time rather than lump sums. Platforms with $10, $20, or $100 minimums allow <a href=\"https:\/\/ark7.com\/blog\/articles\/how-to-invest-in-real-estate-when-you-dont-have-a-lot-of-money\/\">incremental position building<\/a> as cash flow permits.<\/p>\n\n\n\n<p><strong>Fee transparency and structure.<\/strong> Annual AUM fees (common in REIT-based platforms) compound against returns regardless of property performance. Platforms with transparent fee stacks, including sourcing, management, and disposition fees, let solopreneurs calculate real net returns.<\/p>\n\n\n\n<p><strong>Passive management.<\/strong> Every platform here is fully passive: no tenant calls, no maintenance coordination, no vacancy management. The property management is built into the fee structure.<\/p>\n\n\n\n<p><strong>Liquidity options.<\/strong> Solopreneurs need capital access for business needs. Platforms with secondary markets, shorter holding periods, or known redemption queues score higher.<\/p>\n\n\n\n<p><strong>Accreditation requirements.<\/strong> Most solopreneurs are non-accredited. Platforms open to all US residents 18+ serve a wider audience. Accredited-only platforms serve a smaller, wealthier subset.<\/p>\n\n\n\n<p><strong>Tax complexity.<\/strong> K-1 forms add multi-state filing complexity and late delivery (often March). 1099 forms are simpler and arrive on time. This matters for solopreneurs who file their own taxes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Top Online Real Estate Investing Platforms for Solopreneurs<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1. Ark7<\/strong><\/h3>\n\n\n\n<p><a href=\"https:\/\/ark7.com\/blog\/articles\/what-is-ark7\/\">Ark7 offers fractional ownership<\/a> of individual rental properties through LLC-based share structures, letting solopreneurs buy shares starting at $20 per share, the lowest entry point in the single-property fractional space. The platform operates across 10-plus US markets including Tampa, Austin, Dallas, Seattle, Atlanta, and Washington DC. Over 300,000 investors have funded more than $30 million in property value through the platform, which has paid over $4 million in cumulative dividends as of early 2026.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What sets Ark7 apart<\/strong><\/h3>\n\n\n\n<p>Ark7&#8217;s 0 percent AUM fee is its strongest differentiator. Competitors like Fundrise charge approximately 1 percent annually on total assets, which compounds against returns over time. The platform charges a 3 percent sourcing fee per investment plus property management fees of approximately 10 percent for long-term rentals and up to 15 percent for short-term rentals. No AUM fee means the ongoing cost does not grow with the portfolio.<\/p>\n\n\n\n<p>The <a href=\"https:\/\/ark7.com\/blog\/articles\/ark7s-secondary-market-a-game-changer-in-real-estate-as-featured-on-biggerpockets\/\">SEC-registered PPEX ATS secondary market<\/a>, operated through North Capital, provides a structured liquidity channel after a 12-month holding period. This is more formalized than platforms that rely on internal redemption queues or bilateral matching. The platform distributes monthly dividends on the 3rd of each month, a schedule that aligns with solopreneur cash flow needs better than quarterly distributions.<\/p>\n\n\n\n<p>The platform provides full property-level transparency including specific addresses, financials, and occupancy rates for every property. The <a href=\"https:\/\/ark7.com\/app\">mobile app<\/a> holds a 4.7-star rating on the Apple App Store. Investments are IRA-eligible through self-directed Roth and Traditional IRAs. Tax forms are issued as 1099s rather than K-1s, simplifying filing for solopreneurs who handle their own taxes.<\/p>\n\n\n\n<p>The portfolio has maintained a 94.81 percent occupancy rate and a portfolio annualized dividend return rate of 4.16 percent (May 2026 portfolio update). Past performance does not guarantee future results.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ideal for<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Solopreneurs who want to invest $20 to $100 at a time as cash flow allows<\/li>\n\n\n\n<li>Investors seeking monthly dividend income schedules aligned with business expenses<\/li>\n\n\n\n<li>Those who value property-level transparency (specific addresses, financials, occupancy data)<\/li>\n\n\n\n<li><a href=\"https:\/\/www.ark7.com\">Non-accredited investors<\/a> who want SEC-regulated investment structures with a formal secondary market\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Getting started<\/strong><\/h3>\n\n\n\n<p>Browse available properties on the platform to review individual property financials, occupancy rates, and projected dividends. Minimum investment per share is $20, with some offerings requiring a five-share minimum. <a href=\"https:\/\/ark7.com\">Start investing with $20 \u2192<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2. Fundrise<\/strong><\/h3>\n\n\n\n<p>Fundrise operates a <a href=\"https:\/\/ark7.com\/blog\/articles\/the-importance-of-diversifying-your-real-estate-investment-strategy\/\">diversified real estate investment model<\/a> through eREITs and eFunds rather than individual property ownership. The platform has raised over $1 billion in total AUM across real estate, private credit, and venture capital. The minimum investment is $10 for standard accounts and $1,000 for IRAs, making Fundrise the lowest-barrier entry point on this list.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Features<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Diversified exposure across multiple properties and strategies through pooled REITs<\/li>\n\n\n\n<li>Innovation Fund (VCX) listed on NYSE in March 2026, offering a liquidity pathway<\/li>\n\n\n\n<li>Open to non-accredited investors with no income or net worth requirements<\/li>\n\n\n\n<li>Dividend distributions paid quarterly, not monthly<\/li>\n\n\n\n<li>5-plus year investment horizon recommended by the platform<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pricing<\/strong><\/h3>\n\n\n\n<p>$10 minimum investment for standard accounts. Annual fees: 0.15 percent advisory plus 0.85 percent fund management, totaling 1.0 percent. The Innovation Fund carries a higher 1.85 percent annual fee. IRA accounts require a $1,000 minimum. <a href=\"https:\/\/www.sec.gov\/Archives\/edgar\/data\/1648956\/000110465925124011\/tm2534153d1_1u.htm\">Redemptions<\/a> are not guaranteed and were temporarily suspended on the Equity REIT in October 2025.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Arrived Homes<\/strong><\/h3>\n\n\n\n<p>Arrived Homes offers fractional ownership of individual rental properties, backed by investors including Jeff Bezos (Bezos Expeditions), Marc Benioff, and Dara Khosrowshahi. The platform has facilitated $337 million in assets across 550-plus funded properties in 65 US markets. The minimum investment is $100 per property, purchased as 10 shares at $10 each.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Features<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Individual property selection with full address, photos, and projected financials<\/li>\n\n\n\n<li>3.9 percent average dividend yield across the portfolio<\/li>\n\n\n\n<li>Private Credit Fund delivering 8.1 percent with zero defaults to date<\/li>\n\n\n\n<li>Secondary market launched November 2025<\/li>\n\n\n\n<li>Tax-simple: 1099-DIV forms, no K-1 filings<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pricing<\/strong><\/h3>\n\n\n\n<p>$100 minimum per property. Fee stack includes a 3.5 to 6 percent sourcing fee, 8 percent property management on long-term rentals, 20 to 25 percent on vacation rentals, plus a 6 to 7 percent disposition fee at sale.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>4. Lofty.ai<\/strong><\/h3>\n\n\n\n<p>Lofty.ai is the only US retail tokenized real estate platform still operating, offering blockchain-based fractional property ownership. The platform supports 150-plus properties across single-family, multi-family, mixed-use, and commercial asset classes. The minimum investment is $50 per token. Lofty has paid $5.2 million in cumulative rent to investors through 2025.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Features<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Daily rental distributions, the only platform offering daily income payouts<\/li>\n\n\n\n<li>Y Combinator backed<\/li>\n\n\n\n<li>Secondary market for token trading with a 0.5 to 3 percent seller fee<\/li>\n\n\n\n<li>Property-level transparency through individual asset tokenization<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pricing<\/strong><\/h3>\n\n\n\n<p>$50 minimum per token. Fee structure: 2.5 percent buy-side fee, 0.5 to 3 percent sell-side fee, 0.8 percent ACH payment processing capped at $5 (Payment Methods). California investors face restrictions on crypto-based payments, though ACH and credit\/debit card payment methods remain available for initial purchases.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>5. Groundfloor<\/strong><\/h3>\n\n\n\n<p>Groundfloor provides short-term real estate lending investments, offering a fundamentally different model from equity ownership. Investors fund fix-and-flip and rental property loans rather than buying shares of rental homes. The minimum investment is $10 per loan, with zero investor fees; borrowers pay the origination costs. <a href=\"https:\/\/www.crowdfundedwealth.com\/articles\/groundfloor-notes-vs-lros-2026\">Returns range from 4.75 to 9.25 percent<\/a> on Notes and 5.5 to 25.5 percent on LROs (limited recourse obligations)&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Features<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Short investment durations of 6 to 18 months, significantly shorter than equity platforms<\/li>\n\n\n\n<li>Notes program has maintained 100 percent on-time repayment since 2018, with $8.4 million in interest paid in 2025<\/li>\n\n\n\n<li>Zero investor fees; the full yield passes through to the investor<\/li>\n\n\n\n<li><a href=\"https:\/\/www.crowdfundedwealth.com\/articles\/groundfloor-notes-vs-lros-2026\">DSCR loan<\/a> volume grew 381.9 percent year over year\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>6. EquityMultiple<\/strong><\/h3>\n\n\n\n<p>EquityMultiple serves accredited investors with access to institutional-quality commercial real estate investments and short-term Alpine Notes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Pricing<\/strong><\/h3>\n\n\n\n<p>Alpine Notes: $5,000 minimum, 0 percent fees. Equity deals: $10,000 to $25,000 minimums. Annual management fees of 0.5 to 1.5 percent plus origination fees of 1.5 to 3.5 percent. Administrative fees of $30 to $70 per year. Accredited investor status required (EquityMultiple FAQ).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What to Watch Out For: Key Risks in 2026<\/strong><\/h2>\n\n\n\n<p>The fractional real estate industry grew rapidly but remains an early-stage market with real risks. Understanding these before investing helps solopreneurs make informed decisions.<\/p>\n\n\n\n<p><strong>Redemption freezes.<\/strong> Multiple platforms have suspended investor redemptions. <a href=\"https:\/\/www.sec.gov\/Archives\/edgar\/data\/1690620\/000110465925124011\/tm2426163d1_8k.htm\">Fundrise&#8217;s Equity REIT redemption plan<\/a> was suspended October 1, 2025. RealtyMogul&#8217;s Share Repurchase Program was suspended April 21, 2026, leaving 11,300-plus investors holding $214.5 million with no exit path. Treat any investment on these platforms as long-term capital, not a liquid savings account.<\/p>\n\n\n\n<p><strong>Platform viability.<\/strong> Several platforms operate at a loss or carry going-concern qualifications. <a href=\"https:\/\/www.sec.gov\/cgi-bin\/browse-edgar?action=getcompany&amp;CIK=0001588504&amp;type=1-K\">Groundfloor&#8217;s FY2024 SEC filing<\/a> includes a going-concern disclosure with a $55.8 million accumulated deficit. Investors should evaluate platform financial health as part of their decision.<\/p>\n\n\n\n<p><strong>Fraud and litigation history.<\/strong> <a href=\"https:\/\/www.sec.gov\/enforcement-litigation\/litigation-releases\/lr-26254\">CrowdStreet suffered a $62.8 million fraud<\/a> by sponsor Nightingale Properties, with the CEO convicted and sentenced to prison. A $1 billion class action lawsuit remains pending.<\/p>\n\n\n\n<p><strong>Secondary market limitations.<\/strong> Every platform that markets &#8220;liquidity&#8221; does so with caveats. Arrived&#8217;s secondary market launched in November 2025 and has limited trading volume. Lofty&#8217;s token marketplace requires multiple fiat off-ramp steps with friction and costs. No platform offers instant liquidity at fair market value.<\/p>\n\n\n\n<p><strong>Holding periods matter.<\/strong> Most equity-based platforms recommend 5 to 7 year holds. Shorter-term debt products (Groundfloor at 6 to 18 months, EquityMultiple Alpine Notes at 3 to 9 months) offer faster capital rotation but carry default risk. Solopreneurs should match holding periods to their business cash flow needs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How to Choose the Right Platform for Your Solo Business<\/strong><\/h2>\n\n\n\n<p>Solopreneur investing preferences vary by income patterns, business stability, and investment goals. Start by <a href=\"https:\/\/ark7.com\/blog\/articles\/real-estate-investing-platforms-beginners\/\">matching platform characteristics to your specific situation<\/a>.<\/p>\n\n\n\n<p><strong>If you invest $25 to $200 at a time.<\/strong> Ark7 at $20, Fundrise at $10, and Groundfloor at $10 allow incremental position building, with the platform offering the lowest minimum for single-property fractional ownership.<\/p>\n\n\n\n<p><strong>If you need monthly income.<\/strong> Monthly distribution schedules (Ark7 on the 3rd, Lofty daily) match business expense cycles. Quarterly distributions (Fundrise, Arrived) require more cash flow planning between payouts.<\/p>\n\n\n\n<p><strong>If you may need to exit quickly.<\/strong> No platform offers true liquidity, but shorter-duration options reduce lock-up risk. Groundfloor&#8217;s 6 to 18 month loan terms and EquityMultiple&#8217;s Alpine Notes return capital faster than equity platforms. For equity investments, Ark7&#8217;s PPEX ATS secondary market provides a structured exit after 12 months.<\/p>\n\n\n\n<p><strong>If you are non-accredited.<\/strong> Most platforms on this list are open to non-accredited investors. EquityMultiple requires accredited status and $5,000-plus minimums.<\/p>\n\n\n\n<p><strong>If you want property selection.<\/strong> Platforms offering <a href=\"https:\/\/ark7.com\/blog\/about-us\/how-does-ark7-select-properties\/\">individual property transparency<\/a>, such as Arrived and Lofty, let investors choose specific assets. Fundrise uses blind-pool REIT structures without individual property selection.<\/p>\n\n\n\n<p><strong>If tax simplicity matters.<\/strong> 1099 forms (Ark7, Arrived) are simpler and arrive on time. K-1 forms add multi-state filing complexity and often arrive late.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Final Verdict<\/strong><\/h2>\n\n\n\n<p>For solopreneurs evaluating fractional real estate platforms, Ark7 combines low minimums ($20 per share), zero AUM fees, and monthly dividend distributions that align with irregular business income. The 0 percent AUM fee means costs do not compound as investments grow, and the PPEX ATS secondary market provides a structured exit after 12 months. With 300,000-plus investors, $30 million in property value funded, and over $4 million in cumulative dividends paid as of early 2026, the platform serves solopreneurs who want property-level transparency without day-to-day management.<\/p>\n\n\n\n<p>Each platform serves a different approach. Ark7 excels at single-property fractional ownership with monthly income through an SEC-regulated structure. Fundrise offers REIT-style diversification at $10 minimums. Arrived provides similar property selection at $100 minimums. Groundfloor offers short-term lending with zero fees. The right choice depends on your timeline, income patterns, and preference for property selection versus diversification.<\/p>\n\n\n\n<p><a href=\"https:\/\/ark7.com\">Browse available properties \u2192<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Can I invest without being an accredited investor?<\/strong><\/h3>\n\n\n\n<p>Yes. Most fractional real estate platforms, including Ark7, Fundrise, Arrived, Lofty, and Groundfloor, are open to non-accredited US residents aged 18 and older. Only platforms like EquityMultiple and CrowdStreet require accredited investor status, defined as $200,000 annual income or $1 million net worth per the <a href=\"https:\/\/www.sec.gov\/resources-small-businesses\/capital-raising-building-blocks\/accredited-investors\">SEC&#8217;s accredited investor definition<\/a>. The majority of the market serves non-accredited investors.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How do online real estate platforms make money?<\/strong><\/h3>\n\n\n\n<p>Platforms generate revenue through fee structures applied to investments. Common fee types include sourcing fees (1 to 6 percent per investment) and ongoing property management fees (8 to 25 percent of rental income). Asset management fees range from 0.5 to 1.5 percent annually on total AUM, with disposition fees up to 7 percent at property sale. Groundfloor uses a borrower-paid model where investors pay zero fees. Ark7 charges a 3 percent sourcing fee plus property management fees with zero AUM fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Differences between REITs and fractional investing<\/strong><\/h3>\n\n\n\n<p>REITs (real estate investment trusts) are pooled investment vehicles that own portfolios of properties, and investors buy shares of the entire portfolio. Fractional real estate platforms let investors buy ownership stakes in individual properties. REITs offer diversification within one investment but no property-level control. Fractional platforms offer property-level transparency and selection but concentrate risk in single assets.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Are dividends from real estate investing platforms taxable?<\/strong><\/h3>\n\n\n\n<p>Yes. Dividend distributions are taxable as ordinary income in the year received. Platforms issue either 1099-DIV forms (Ark7, Arrived) or K-1 forms depending on the investment structure. K-1 forms add multi-state filing complexity and often arrive late (March or later), delaying tax filing for solopreneurs who file their own returns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>How long do I need to hold investments on these platforms?<\/strong><\/h3>\n\n\n\n<p>Equity-based platforms typically recommend 5 to 7 year holding periods. Ark7 requires a 12-month minimum hold before the PPEX ATS secondary market is available. Fundrise recommends 5-plus years and has suspended redemptions on its Equity REIT. Arrived recommends 5 to 7 years. Debt-based platforms like Groundfloor (6 to 18 months) and EquityMultiple Alpine Notes (3 to 9 months) offer shorter durations. No platform guarantees the ability to exit at any time.<\/p>\n\n\n\n<p><em>This article is for educational purposes only and does not constitute financial or investment advice. All investing carries risk, including potential loss of principal. Past performance does not guarantee future results. Before making any investment decisions, consult a licensed financial advisor who understands your specific financial situation and goals.<\/em><\/p>\n\n\n\n<div class=\"bg-blue-grey-1 padding-32px border-radius-12px margin-20px-t margin-20px-b\">\t \n  <div class=\"bg-white text-center padding-20px-v border-radius-8px\">\t \n    <h3 class=\"margin-auto display-block\">New to passive real estate investing?<\/h3>\t \n    <a class=\"margin-auto a7-button\" href=\"https:\/\/ark7.com\/?tc=WJV7H\" target=\"_blank\" rel=\"noopener\">Explore Ark7 Opportunities<\/a>\t \n  <\/div>\t \n<\/div>\n<div class=\"ark7-property-list padding-20px-v margin-20px-t margin-20px-b\" data-tags=\"SEOWidgetFeatured\" data-tc=\"WJV7H\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>If you run a one-person business and want real estate exposure without managing tenants or repairs, you&#8217;re not alone. An estimated 28 million solopreneurs in the US face the same problem: irregular income, limited time, and a desire for passive real estate returns without the operational burden of direct ownership. Fractional real estate investing platforms &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/ark7.com\/blog\/learn\/in-depth\/real-estate-investing\/real-estate-investing-platforms-solopreneurs\/\"> <span class=\"screen-reader-text\">Best Real Estate Investing Platforms for Solopreneurs 2026<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":22,"featured_media":29207,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[110],"tags":[],"class_list":["post-29695","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-investing"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best Real Estate Investing Platforms for Solopreneurs 2026 - Ark7<\/title>\n<meta name=\"description\" content=\"Best real estate investing platforms for solopreneurs in 2026. 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