{"id":30776,"date":"2026-10-05T02:49:23","date_gmt":"2026-10-05T02:49:23","guid":{"rendered":"https:\/\/ark7.com\/blog\/?p=30776"},"modified":"2026-10-06T02:52:00","modified_gmt":"2026-10-06T02:52:00","slug":"addy-review","status":"publish","type":"post","link":"https:\/\/ark7.com\/blog\/articles\/addy-review\/","title":{"rendered":"Addy Review: Honest Pros and Cons (2026)"},"content":{"rendered":"\n<p>Addy built a reputation as one of Canada&#8217;s better-known <a href=\"https:\/\/ark7.com\/blog\/learn\/in-depth\/real-estate-investing\/buyproperly-vs-addy-vs-ark7\">real estate crowdfunding platforms<\/a>, letting investors buy fractional shares in rental and commercial properties for small amounts. Addy Technology Corp. filed a Notice of Intention to Make a Proposal under Canada&#8217;s Bankruptcy and Insolvency Act on April 16, 2026.<\/p>\n\n\n\n<p>Whether you already hold Addy shares or you are weighing <a href=\"https:\/\/ark7.com\/blog\/learn\/in-depth\/fractional-real-estate\/fractional-real-estate-platforms-passive-investors\">fractional real estate platforms<\/a> for the first time, the facts below cover fees, minimums, regulatory history, and where investors are looking next.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Key Takeaways<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Addy used a fractional-investing model<\/strong> where investors bought an interest in a company that owned real estate, rather than owning the property directly.<\/li>\n\n\n\n<li><strong>Addy&#8217;s own materials describe a no-fee transaction structure<\/strong>, with membership and per-property minimums varying by offering instead of flat transaction charges.<\/li>\n\n\n\n<li><strong>Addy Technology Corp. filed a Notice of Intention to Make a Proposal on April 16, 2026<\/strong>, pursued a court-approved stalking horse sale process that closed on June 11, 2026, after which the proposal proceedings terminated and a related entity filed for bankruptcy on June 15, 2026.<\/li>\n\n\n\n<li><strong>The British Columbia Securities Commission fined Addy $100,000<\/strong> for trading without being registered.<\/li>\n\n\n\n<li><strong>Addy facilitated investment in more than 60 issuances from approximately 10,628 investors<\/strong> over its operating history.<\/li>\n\n\n\n<li><strong>Addy offered <a href=\"https:\/\/ark7.com\/blog\/learn\/in-depth\/real-estate-investing\/addy-vs-yieldstreet-vs-ark7\">no secondary market for shares<\/a><\/strong>, meaning investors typically had to wait for a property sale to exit.<\/li>\n<\/ul>\n\n\n\n<div class=\"bg-blue-grey-1 padding-32px border-radius-12px margin-20px-t margin-20px-b\">\t \n  <div class=\"bg-white text-center padding-20px-v border-radius-8px\">\t \n    <h3 class=\"margin-auto display-block\">New to passive real estate investing?<\/h3>\t \n    <a class=\"margin-auto a7-button\" href=\"https:\/\/ark7.com\/?tc=K8L9N\" target=\"_blank\" rel=\"noopener\">Explore Ark7 Opportunities<\/a>\t \n  <\/div>\t \n<\/div>\n<div class=\"ark7-property-list padding-20px-v margin-20px-t margin-20px-b\" data-tags=\"SEOWidgetFeatured\" data-tc=\"K8L9N\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What Is Addy?<\/h2>\n\n\n\n<p>Addy is a Vancouver-based company that let Canadians buy <a href=\"https:\/\/ark7.com\/blog\/category\/learn\/in-depth\/fractional-real-estate\">fractional shares in residential<\/a>, commercial, and mixed-use real estate projects. Independent reporting describes Addy&#8217;s structure as <a href=\"https:\/\/thetyee.ca\/Analysis\/2022\/06\/03\/Crowdfunded-Housing-Investment-Sites\/\">fractional investing<\/a>, in which investors own a slice of a property they cannot live in or otherwise use. A securities lawyer quoted in a separate report put it plainly: investors <a href=\"https:\/\/www.theglobeandmail.com\/real-estate\/calgary-and-edmonton\/article-crowdfunding-takes-a-piece-of-calgary-office-to-residential\/\">don&#8217;t own the real estate<\/a> itself, they own an interest in a company that owns the real estate.<\/p>\n\n\n\n<p>Addy&#8217;s crowdfunding campaigns <a href=\"https:\/\/www.theglobeandmail.com\/real-estate\/article-collapse-fractional-real-estate-investing-firm-business-model-risks\/\">raised capital to buy shares<\/a> in a limited-liability company that then supplied capital to the property owner. By the time of its 2026 insolvency filing, Addy had facilitated investment in <a href=\"https:\/\/insolvencyinsider.ca\/p\/addy-technology-files-noi-advances-stalking-horse-sisp\">more than 60 issuances from<\/a> approximately 10,628 investors. A separate 2025 market write-up reported that Addy had grown to <a href=\"https:\/\/fintechobserver.substack.com\/p\/addy-democratizing-real-estate-investing\">more than 50,000 members<\/a> over its operating history, a figure distinct from the smaller count of investors who actually put money into a deal.<\/p>\n\n\n\n<p>Addy&#8217;s offerings spanned commercial, residential, and mixed-use properties across Canada, typically with multi-year hold periods and no secondary market for shares. Canada&#8217;s crowdfunding sector is sizeable, generating <a href=\"https:\/\/www.reportsinsights.com\/quants\/research\/crowdfunding-market\/canada\">USD 0.76 billion in revenue<\/a> in 2025. The broader global real-estate-crowdfunding market was projected at <a href=\"https:\/\/www.mordorintelligence.com\/industry-reports\/real-estate-crowdfunding-market\">USD 9.86 billion in 2025<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Does Addy Work?<\/h2>\n\n\n\n<p>Addy worked through free and paid membership tiers that each carried different investment allowances, plus a per-offering minimum set by the property issuer. Addy&#8217;s own learning center states, per Addy&#8217;s learning center, that investment amounts may vary depending on the offering, and that the platform offered two membership tiers: a free User membership and a paid addyONE membership, each allowing different amounts.<\/p>\n\n\n\n<p>Individual offerings could also set their own minimum. Per Addy&#8217;s help documentation, when a minimum investment field appeared on a listing, investors had to invest above that amount to participate initially, though a smaller &#8220;top-up&#8221; investment could sometimes be allowed afterward at the issuer&#8217;s discretion. Addy&#8217;s site also referenced a $10,000 investment limit for members in certain contexts.<\/p>\n\n\n\n<p>Historically, several independent reviews reported more specific figures. A 2025 review noted that Addy&#8217;s Charter tier allowed investments from <a href=\"https:\/\/fortunly.com\/ca\/reviews\/addy-review\/\">$1 to $1,500 per property<\/a>, while its Accredited Member tier carried a <a href=\"https:\/\/fortunly.com\/ca\/reviews\/addy-review\/\">$10,000 minimum<\/a> per unit. These figures may not reflect current offering terms, since Addy&#8217;s own materials describe allowances as varying by offering rather than fixed across the platform.<\/p>\n\n\n\n<p>Returns were not presented as a single platform-wide target. Addy&#8217;s FAQ states that potential returns, including any &#8220;Owners&#8217; Days&#8221; payouts, were outlined in the offering documents for each property rather than promised upfront. When a property sold, CBC reported that investors could receive <a href=\"https:\/\/www.cbc.ca\/news\/real-estate-fractional-investing-1.6070504\">appreciation and repayment of their<\/a> principal, with rental income distributions possible along the way depending on the specific deal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Did Addy Charge in Fees and Minimums?<\/h2>\n\n\n\n<p>Addy&#8217;s help center states plainly that the platform charged no transaction, property-acquisition, withdrawal, promotion, or property-lift fees on investments, with the caveat that fees could apply to USD-denominated transactions. That no-fee framing applied to the investment transaction itself, not to membership.<\/p>\n\n\n\n<p>Independent reviews describe a membership-based cost structure that sat alongside the no-transaction-fee claim. One 2025 review reported <a href=\"https:\/\/fortunly.com\/ca\/reviews\/addy-review\/\">$25 annual<\/a> Charter membership pricing, a $500 five-year Believer tier, and $500 annual Accredited Member pricing. A more recent comparison of Canadian platforms similarly found no transaction or management fees <a href=\"https:\/\/money.ca\/investing\/real-estate-crowdfunding-canada\">beyond a $25 annual membership<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Membership Tier<\/th><th>Reported Annual-Equivalent Cost<\/th><th>Reported Investment Range<\/th><\/tr><\/thead><tbody><tr><td>Charter<\/td><td>$25\/year<\/td><td>$1 to $1,500 per property<\/td><\/tr><tr><td>Believer<\/td><td>$500 for 5 years<\/td><td>Not published<\/td><\/tr><tr><td>Accredited Member<\/td><td>$500\/year<\/td><td>$10,000 minimum per unit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Figures above reflect third-party reporting on Addy&#8217;s historical tier structure and may not match current offering terms.<\/em><\/p>\n\n\n\n<p>Beyond membership, Addy also generated revenue from issuers. According to a BCSC enforcement report, Addy <a href=\"https:\/\/thebreaker.news\/news\/ken-sim-addy-bcsc\/\">charged software licensing fees<\/a> to issuers and exempt market dealers for use of its platform, in addition to investor membership fees for early access to certain properties and features.<\/p>\n\n\n\n<p>Actual investment activity on the platform was modest per account. The same enforcement report found that between 2018 and 2025, Addy traded <a href=\"https:\/\/thebreaker.news\/news\/ken-sim-addy-bcsc\/\">approximately $26 million of securities<\/a>, with an average investment of $700 per investor. A 2022 report citing Real Estate Works data put the average investment lower still, at <a href=\"https:\/\/techcouver.com\/2022\/10\/31\/addy-real-estate-crowdfunding-canadians\/\">$346 across 30,000 transactions<\/a> involving 26 properties.<\/p>\n\n\n\n<p>Outcomes on individual properties varied widely. Reviewer comments on Trustpilot described both strong and weak results. One investor reported a <a href=\"https:\/\/www.trustpilot.com\/review\/addyinvest.com?page=3\">15% return in five months<\/a> after an early payout, while another said two of three Addy properties <a href=\"https:\/\/www.trustpilot.com\/review\/addyinvest.com\">failed to deliver any return<\/a> and were foreclosed or stalled indefinitely.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Is Addy Still Operating in 2026?<\/h2>\n\n\n\n<p>Addy Technology Corp. filed a Notice of Intention to Make a <a href=\"https:\/\/insolvencyinsider.ca\/p\/addy-technology-files-noi-advances-stalking-horse-sisp\">Proposal on April 16, 2026<\/a>, pursuing a court-approved stalking horse sale process for its platform. That process resulted in the proposal proceedings terminating after the transaction closed on June 11, 2026. A related entity filed an assignment into bankruptcy on June 15, 2026.<\/p>\n\n\n\n<p>The same report states that Addy exhausted <a href=\"https:\/\/insolvencyinsider.ca\/p\/addy-technology-files-noi-advances-stalking-horse-sisp\">its liquidity by early 2026<\/a> after raising $900,000 in preferred equity in May 2025. Rising securities-law compliance costs and declining investment activity reduced revenue leading up to that point. Separately, the Globe and Mail reported that Addy&#8217;s CEO <a href=\"https:\/\/www.theglobeandmail.com\/real-estate\/article-collapse-fractional-real-estate-investing-firm-business-model-risks\/\">warned investors on February 24<\/a> that the company was insolvent, ahead of the formal filing.<\/p>\n\n\n\n<p>The practical impact on investors appears significant. The Globe and Mail reported that an investor group identified <a href=\"https:\/\/www.theglobeandmail.com\/real-estate\/article-collapse-fractional-real-estate-investing-firm-business-model-risks\/\">47 Addy investments averaging $250,000<\/a> per stake, potentially leaving more than $11 million in limbo while the insolvency process plays out.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Addy&#8217;s Regulatory History<\/h3>\n\n\n\n<p>Addy&#8217;s insolvency filing followed an earlier regulatory enforcement action. The British Columbia Securities Commission announced that Addy Technology Corp. <a href=\"https:\/\/thebreaker.news\/news\/ken-sim-addy-bcsc\/\">paid a $100,000 fine<\/a> for trading without being registered. Storeys reported the BCSC&#8217;s description of Addy as operating an <a href=\"https:\/\/storeys.com\/addy-technology-crowdfunding-real-estate-settlement\/\">online platform for fractional real-estate<\/a> investment through shares or limited-partnership units. The BCSC noted that Addy <a href=\"https:\/\/thebreaker.news\/news\/ken-sim-addy-bcsc\/\">cooperated with the investigation<\/a> and applied for registration as a dealer following the finding.<\/p>\n\n\n\n<p>Crowdfunding portals in Canada operate under a framework designed to limit investor exposure. Under the Canadian Securities Administrators&#8217; Regulation 45-108 framework, non-accredited investors were historically <a href=\"https:\/\/lautorite.qc.ca\/fileadmin\/lautorite\/reglementation\/valeurs-mobilieres\/45-108\/2015-11-05\/2015nov05-45-108-avis-publ-acvm-en.pdf\">limited to $2,500 per investment<\/a>. Ontario investors also faced a $10,000 annual cap. Accredited investors other than permitted clients faced a <a href=\"https:\/\/lautorite.qc.ca\/fileadmin\/lautorite\/reglementation\/valeurs-mobilieres\/45-108\/2015-11-05\/2015nov05-45-108-avis-publ-acvm-en.pdf\">$25,000 per-investment limit<\/a>, with a $50,000 annual cap in Ontario. The same framework requires issuers to prepare an <a href=\"https:\/\/lautorite.qc.ca\/fileadmin\/lautorite\/reglementation\/valeurs-mobilieres\/45-108\/2015-11-05\/2015nov05-45-108-avis-publ-acvm-en.pdf\">offering document<\/a> disclosing what investors should know before buying securities. Issuers must also distribute securities through only one qualifying funding portal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Addy vs Other Real Estate Crowdfunding Platforms<\/h2>\n\n\n\n<p>Addy was one of several platforms in North America offering fractional access to real estate, alongside U.S. platforms with different structures and operating status. The table below compares reported figures across platforms that remain operating and Addy.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>Dimension<\/th><th>Ark7<\/th><th>Arrived<\/th><th>Fundrise<\/th><th>Addy<\/th><\/tr><\/thead><tbody><tr><td>Minimum Investment<\/td><td>$20\/share<\/td><td>$100<\/td><td>$10 (taxable account); $1,000 (IRA)<\/td><td>Varies by offering; $10,000 annual limit (member tier)<\/td><\/tr><tr><td>Secondary Market \/ Liquidity<\/td><td>Yes, after minimum holding period<\/td><td>Yes, after 6-month minimum hold; quarterly fund redemptions<\/td><td>Not published<\/td><td>No secondary market for shares<\/td><\/tr><tr><td>Distribution Frequency<\/td><td>Monthly<\/td><td>Not published<\/td><td>Not published<\/td><td>At property sale (appreciation + principal); rental income distributions possible<\/td><\/tr><tr><td>App Store Rating<\/td><td>4.7 (Apple App Store)<\/td><td>Not published<\/td><td>Not published<\/td><td>Not published<\/td><\/tr><tr><td>Platform Operational Status<\/td><td>Operating; 10 markets, expanding nationally<\/td><td>Operating<\/td><td>Operating<\/td><td>Filed Notice of Intention to Make a Proposal (insolvency) April 16, 2026; proposal proceedings terminated after June 11, 2026 transaction closing; related entity filed for bankruptcy June 15, 2026<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Arrived<\/h3>\n\n\n\n<p>Arrived is a real estate crowdfunding platform offering shares in individual rental properties and pooled real estate funds. The platform requires a $100 minimum investment across its offerings, with total investment amounts ranging up to more than $1 million across projects, per Arrived&#8217;s own site.<\/p>\n\n\n\n<p>Arrived allows investors to sell individual-property shares through a secondary market after a six-month minimum holding period, and its funds make investors eligible to request redemptions six months after investment, subject to a quarterly schedule.<\/p>\n\n\n\n<p><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>$100 minimum investment across offerings<\/li>\n\n\n\n<li>Secondary market for individual-property shares after a 6-month hold<\/li>\n\n\n\n<li>Quarterly redemption windows for fund products<\/li>\n\n\n\n<li>Separate single-family, SFR Fund, and Income Fund offerings<\/li>\n<\/ul>\n\n\n\n<p><strong>Pricing:<\/strong> Arrived&#8217;s asset-management fee varies by product: 0.15% per quarter for single-family residential properties, 0.25% per quarter for its SFR Fund, and 0.3% per quarter for its Real Estate Income Fund, per Arrived&#8217;s fee documentation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fundrise<\/h3>\n\n\n\n<p>Fundrise offers diversified real estate funds and a separate technology-focused fund, rather than shares in individual properties. A taxable account can be opened with a $10 minimum initial investment, while IRA accounts require $1,000 to get started, per Fundrise&#8217;s own site.<\/p>\n\n\n\n<p><strong>Key Features:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fund-based structure across diversified real estate holdings<\/li>\n\n\n\n<li>$10 minimum for taxable accounts<\/li>\n\n\n\n<li>$1,000 minimum for IRA accounts<\/li>\n\n\n\n<li>Separate Innovation Fund for technology exposure<\/li>\n<\/ul>\n\n\n\n<p><strong>Pricing:<\/strong> Per Fundrise&#8217;s own pricing page, Fundrise charges a 0.15% annual advisory fee plus a 0.85% annual management fee for its real estate funds, and a 1.85% annual management fee for its Innovation Fund.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tax Considerations for Crowdfunded Real Estate Income<\/h2>\n\n\n\n<p>Fractional real estate investments like Addy&#8217;s generated two kinds of income: ongoing rental distributions and appreciation realized at a property sale. These two income types are treated differently for tax purposes in Canada, with rental income and capital gains subject to separate rules.<\/p>\n\n\n\n<p>Because Addy structured investor returns around appreciation and principal repayment at sale, with rental income distributions possible along the way, investors in any fractional platform should expect to track both distribution types separately.<\/p>\n\n\n\n<p>Tax treatment also depends on whether shares are held personally, through a corporation, or in a registered account, and on province-specific rules. This article does not constitute tax advice. Investors should consult a qualified Canadian tax professional before relying on any <a href=\"https:\/\/ark7.com\/\">fractional real estate platform<\/a> for tax planning.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are Addy Investors Saying About Their Experience?<\/h2>\n\n\n\n<p>User feedback on Addy was mixed, reflecting the property-by-property nature of its offerings. On the positive side, one Trustpilot reviewer described building a <a href=\"https:\/\/www.trustpilot.com\/review\/addyinvest.com?page=3\">diversified portfolio of 24 properties<\/a> across Canada through Addy, and another reported a <a href=\"https:\/\/www.trustpilot.com\/review\/addyinvest.com?page=6\">26.22% gain<\/a> from their first property investment after recovering the initial amount.<\/p>\n\n\n\n<p>Other reviewers were less satisfied. One Trustpilot reviewer wrote that two of three properties <a href=\"https:\/\/www.trustpilot.com\/review\/addyinvest.com\">failed to deliver any return<\/a>, either foreclosed or stalled indefinitely. A separate reviewer flagged that Addy&#8217;s <a href=\"https:\/\/ca.trustpilot.com\/review\/addyinvest.com?page=6\">annual membership fee kept charging<\/a> during stretches when no new properties were listed. An App Store reviewer similarly reported earning <a href=\"https:\/\/apps.apple.com\/ca\/app\/addy-real-estate-investing\/id1595926089\">under $40 over three years<\/a> across four separate property investments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Are the Pros and Cons of Addy?<\/h2>\n\n\n\n<p>Based on Addy&#8217;s own documentation and independent reporting, here is a balanced picture of what the platform offered and where it fell short.<\/p>\n\n\n\n<p><strong>What Addy offered:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No transaction fees on investments<\/strong>, per Addy&#8217;s own fee documentation, with returns structured around membership tiers instead of per-trade charges.<\/li>\n\n\n\n<li><strong>Low historical entry points<\/strong>, with third-party reviews reporting Charter-tier investments starting as low as $1 per property.<\/li>\n\n\n\n<li><strong>Property-specific disclosure<\/strong>, with potential returns outlined in each offering&#8217;s own documents rather than a vague platform-wide promise.<\/li>\n\n\n\n<li><strong>A long operating history<\/strong>, having facilitated investment in more than 60 issuances from approximately 10,628 investors before its 2026 filing.<\/li>\n<\/ul>\n\n\n\n<p><strong>Where Addy fell short:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No secondary market for shares<\/strong>, meaning investors typically could not exit a position before a property sold.<\/li>\n\n\n\n<li><strong>An active insolvency filing<\/strong>, with Addy Technology Corp. seeking a stalking horse sale process as of April 2026.<\/li>\n\n\n\n<li><strong>Mixed investor outcomes<\/strong>, with some reviewers reporting double-digit gains and others reporting failed properties or minimal returns after years of holding.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">What Is a Currently Operating Alternative to Addy?<\/h2>\n\n\n\n<p>For investors looking at fractional real estate options while Addy&#8217;s insolvency process unfolds, Ark7 offers a comparable entry point with a different operating structure. Investors can sell or hold shares for appreciation after a minimum holding period, and properties are typically held long-term.<\/p>\n\n\n\n<p>Ark7 operates in 10 markets and is expanding nationally, with a 4.7 Apple App Store rating. The platform uses automated sourcing and local property management, with legal and financial disclosures accessible to investors at any time.<\/p>\n\n\n\n<p>Investor outcomes on Ark7 reflect a range of goals.<\/p>\n\n\n\n<p>Anyone considering a fractional real estate platform while Addy&#8217;s situation is unresolved can <a href=\"https:\/\/ark7.com\/\">browse Ark7&#8217;s current property listings<\/a> to compare live offerings directly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Final Verdict: Is Addy Worth Considering in 2026?<\/h2>\n\n\n\n<p>Addy is not a reasonable option for new investment in 2026 given its active insolvency filing and pending stalking horse sale process. Addy&#8217;s no-transaction-fee structure and low historical entry points made fractional real estate accessible to a wide range of Canadians, and the platform&#8217;s track record, more than 60 issuances across roughly 10,628 investors, shows genuine scale. An April 2026 insolvency filing, a prior BCSC fine for unregistered trading, and the absence of any secondary market for shares all leave existing and prospective investors facing real uncertainty about recovering capital.<\/p>\n\n\n\n<p>For investors who want fractional property exposure without that uncertainty, Ark7 remains an actively operating platform with monthly distributions, share-sale flexibility after a minimum holding period, and a 4.7 Apple App Store rating. <a href=\"https:\/\/ark7.com\/\">Create an Ark7 account<\/a> to see current property listings and decide if it fits your goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions About Addy<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Is Addy still accepting new investments in 2026?<\/h3>\n\n\n\n<p>No, Addy Technology Corp. is in active insolvency proceedings and is not a reasonable venue for new investment in 2026. The company filed a Notice of Intention to Make a Proposal on April 16, 2026, and is pursuing a stalking horse sale process for its platform. Investors evaluating fractional real estate options should look at currently operating platforms instead.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What happened to Addy&#8217;s investors when it filed for insolvency?<\/h3>\n\n\n\n<p>Existing Addy investors face uncertainty about recovering their capital while the insolvency process plays out. An investor group identified 47 Addy investments averaging $250,000 per stake, potentially leaving more than $11 million in limbo, according to Globe and Mail reporting on the filing.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Was Addy ever fined by regulators?<\/h3>\n\n\n\n<p>Yes, the British Columbia Securities Commission fined Addy Technology Corp. $100,000 for trading without being registered.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">How much could you invest with Addy?<\/h3>\n\n\n\n<p>Addy&#8217;s own materials describe investment amounts as varying by offering within free and paid membership tiers, rather than one fixed minimum across the platform. Third-party reviews have historically reported figures ranging from $1 per property under Addy&#8217;s Charter tier up to a $10,000 minimum for its Accredited Member tier.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Did Addy charge fees to invest?<\/h3>\n\n\n\n<p>Addy stated that it charged no transaction, property-acquisition, withdrawal, promotion, or property-lift fees on investments. Independent reviews describe a separate membership-fee structure, historically reported at $25 per year for standard access, alongside licensing fees charged to property issuers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Could you sell your Addy shares before a property sold?<\/h3>\n\n\n\n<p>No, a third-party review reported that Addy offered no secondary market for shares, meaning investors generally had to wait for a property sale to exit their position. This made Addy investments comparatively illiquid relative to platforms offering secondary-market trading.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What real estate crowdfunding options are available instead of Addy?<\/h3>\n\n\n\n<p>Investors can compare currently operating fractional real estate platforms on minimums, liquidity options, and distribution frequency before committing capital. Ark7, for example, offers shares starting at $20 with monthly distributions and share-sale flexibility after a minimum holding period, and remains actively operating as of 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Should You Invest in Addy in 2026?<\/h2>\n\n\n\n<p>Addy spent years making fractional real estate investment accessible to thousands of Canadians through a no-transaction-fee, membership-based model. That history is now overshadowed by an April 2026 insolvency filing, a prior regulatory fine, and the practical reality that Addy investments had no secondary market to begin with. Anyone researching an Addy review in 2026 should treat the platform&#8217;s current status, not its past growth, as the deciding factor.<\/p>\n\n\n\n<p>Investors who still want <a href=\"https:\/\/ark7.com\/share-investments\">fractional access to rental real<\/a> estate have operating alternatives to evaluate. <a href=\"https:\/\/ark7.com\/\">Browse Ark7&#8217;s current properties<\/a> to see share prices, markets, and distribution details before deciding where to put new capital.<\/p>\n\n\n\n<p><em>Real estate investing involves risk, including potential loss of principal. Past performance does not guarantee future results. This article is for informational and educational purposes only and does not constitute investment, legal, or financial advice.<\/em><\/p>\n\n\n\n<div class=\"bg-blue-grey-1 padding-32px border-radius-12px margin-20px-t margin-20px-b\">\t \n  <div class=\"bg-white text-center padding-20px-v border-radius-8px\">\t \n    <h3 class=\"margin-auto display-block\">New to passive real estate investing?<\/h3>\t \n    <a class=\"margin-auto a7-button\" href=\"https:\/\/ark7.com\/?tc=K8L9N\" target=\"_blank\" rel=\"noopener\">Explore Ark7 Opportunities<\/a>\t \n  <\/div>\t \n<\/div>\n<div class=\"ark7-property-list padding-20px-v margin-20px-t margin-20px-b\" data-tags=\"SEOWidgetFeatured\" data-tc=\"K8L9N\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Addy built a reputation as one of Canada&#8217;s better-known real estate crowdfunding platforms, letting investors buy fractional shares in rental and commercial properties for small amounts. Addy Technology Corp. filed a Notice of Intention to Make a Proposal under Canada&#8217;s Bankruptcy and Insolvency Act on April 16, 2026. Whether you already hold Addy shares or &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/ark7.com\/blog\/articles\/addy-review\/\"> <span class=\"screen-reader-text\">Addy Review: Honest Pros and Cons (2026)<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":22,"featured_media":4105,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[],"class_list":["post-30776","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - 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