Our guide to real estate, investing, strategies, and everything in-between.
When it comes to investing, there are a lot of choices that you have to make. Do you want to invest in stocks? Bonds? ETFs? Mutual funds? It can be confusing, especially if you don’t know what each option entails. In this article, we will discuss ETFs vs. mutual funds and some additional investment opportunities. …
About Memphis, TN With the word Memphis meaning established and beautiful, there might not be any better-named city. The mighty Mississippi River flows through this vibrant metropolis where there is no shortage of music, amazing food (bring stretchy clothes: food portions here come in “whoa” and “oh my gosh, okay”), and plenty of history—some of …
What is the annual percentage rate? The annual percentage rate (APR) is the interest rate you would pay on a loan if you took out the loan over a given period. The APR includes both the nominal interest rate and any other fees or charges associated with the loan. This means that you can compare …
What is a cash-out refinance? Did you know you can replace an old mortgage with a new one, even if the new mortgage has a larger amount owed than your existing loan? It’s known as cash-out refinancing and it’s used to help borrowers use the equity in their home mortgages to get some cash. How …
About Philadelphia, PA Welcome to the City of Brotherly Love! Living in Philadelphia is all about enjoying quintessential American staples: sports, great food, rich history, and plenty of cultural staples for anyone craving a world-class artistic experience. Anyone moving here will enjoy vibrant festivals and plenty of charming and historic neighborhoods to move into. Philadelphia …
What is securitization? Taking illiquid assets and transforming them into securities via financial engineering is known as securitization. Real estate securitization is the process of taking bank and other lender-issued mortgages and turning them into securities that investors can buy. Essentially, real estate securitization turns illiquid mortgages into liquid assets by “securitizing” them. This process …
Mark Twain once suggested, “buy land, they’re not making it anymore.” And this was before current times when, thanks to low inventory and heightened housing demand, real estate prices are skyrocketing, making real estate investing a more attractive proposition than ever before. Not convinced yet? Just consider the following: Investing in real estate can provide …
Types of Real Estate Loans for the Savvy Investor Read More »
Do you know which phase the market is in right now? The market has seen an exceptionally long bull run, but what does that mean in terms of real estate cycles? If you’re not familiar with the market’s cycles, you could invest at the exact wrong moment. Just as wide-scale economic trends can be broken …
Understanding Real Estate Cycles for Successful Investment Read More »
Chances are, you’ve heard of an IRA account before and you may even have one set up through your employer. But, contrary to popular belief, IRA is not just an umbrella term used to describe retirement accounts. There are different types of IRAs with different uses, purposes, and benefits. In this post, we’ll go over …
The average retirement age in the United States is between 62 and 65. However, social security benefits don’t kick in until after the age of 66, so many people are putting retirement off until age 67. You’re in your prime, so you’re probably not even contemplating retirement yet. But it’s definitely something that should be …
