7 Landa Alternatives

Landa’s 2025 platform collapse left 25,000 investors locked out of their accounts with stopped dividend payments and no way to access their investments. If you’re searching for a reliable alternative for fractional real estate investing, you need a platform that combines accessibility, transparency, and operational stability. This comprehensive guide examines the top Landa alternatives, with particular emphasis on why Ark7 emerges as the superior choice for investors seeking to buy shares in curated high-yield rental properties with as little as $20.

Key Takeaways

• Ark7 leads as the top Landa alternative – Offers $20 minimum investment with individual property selection, monthly dividends, and full operational transparency
• Landa is completely non-functional – Platform has been down since May 2025 with stopped dividend payments and legal troubles
• Property control vs. fund approach – Ark7 provides individual property selection unlike Fundrise’s fund-only model
• Monthly cash flow advantage – Ark7 pays monthly dividends versus quarterly competitors like Fundrise and Arrived
• Skin in the game model – Ark7 co-invests 1-20% in each property, aligning incentives with investors

Understanding Landa: What went wrong with the $5 platform

Landa positioned itself as the most accessible fractional real estate platform with a $5 minimum investment and mobile-first experience. The platform allowed users to invest in individual rental properties and trade shares on a secondary market, promising democratized real estate investing for everyone.

Landa’s Original Strengths:

• Ultra-low $5 minimum investment – Lowest barrier to entry in the industry
• Individual property selection – Control over specific real estate investments
• Secondary market liquidity – Ability to trade shares between investors
• Mobile-first experience – User-friendly app interface

Critical Platform Failures:

• Completely non-functional platform – App and website down since May 2025
• Dividend payments stopped – No distributions for 8+ months
• $35M+ in loan defaults – Major financial distress leading to legal action
• 119 properties seized – Court-ordered independent manager taking over assets
• 140+ BBB complaints – Investors unable to access accounts or withdraw funds

With Landa’s operational collapse, investors urgently need reliable alternatives that maintain the core promise of accessible fractional real estate investing while ensuring platform stability and regulatory compliance.

Top 7 Landa Alternatives Ranked

1. Ark7: The best overall alternative for accessible property control

Ark7 revolutionizes fractional real estate investing by offering individual property ownership starting at just $20 per share, with monthly cash distributions and full operational transparency. With 220,000+ active investors and $23+ million in property value funded, Ark7 combines accessibility with professional management and regulatory compliance through SEC-qualified offerings and a FINRA-registered broker-dealer.

Key Ark7 Advantages:

• $20 minimum investment with property control – Choose specific rental properties unlike fund-based competitors
• Monthly dividend payments – More frequent cash flow than quarterly competitors
• Transparent fee structure – Clear 3% sourcing fee + 8-15% property management
• Platform co-investment – Ark7 maintains 1-20% ownership in each property
• SEC-qualified offerings – Reg A+ compliance with FINRA-registered broker-dealer
• IRA investment options – Tax-advantaged investing through Traditional and Roth IRAs
• Secondary market liquidity – Ability to sell shares after 1-year minimum hold

Property Selection and Management:

Unlike Landa’s failed model, Ark7’s approach combines technology with human expertise to source, acquire, and manage high-yield rental properties across 10+ U.S. markets. Investors can choose from specific properties like Atlanta-T3, Tampa-S10, and Dallas-S9, with full operational transparency and legal/financial disclosure accessible 24/7.

Proven Results:

Ark7’s effectiveness is validated by tangible investor returns:

• $3.5+ million in total dividends paid to investors
• Monthly cash distributions providing consistent passive income
• Property appreciation potential alongside rental income

Integration Ecosystem:

Ark7 offers a comprehensive investment experience through its intuitive mobile app for both iOS and Android, allowing investors to discover properties, manage shares, track dividends, and access portfolio insights. The platform also supports IRA investing through Inspira Financial Company as custodian, with simple 1099 tax reporting eliminating complex K-1 forms.

2. Fundrise: The established fund-based alternative

Fundrise serves as the industry’s longest-operating fractional real estate platform, founded in 2010 with 385,000+ investors and billions in assets under management. Fundrise offers a fund-based approach with automated portfolio diversification across commercial and residential properties.

Key Fundrise Advantages:

• Lowest absolute minimum – $10 to start investing
• Automatic diversification – fund-based model spreads risk across multiple properties
• Longest track record – 12+ years operating with $194M in dividends paid
• IRA support available – tax-advantaged investing with $1,000 minimum

Limitations to Consider:

• No property selection – fund-only model prevents choosing specific assets
• Limited liquidity – quarterly redemptions with penalties and processing delays
• Lower current yields – recent dividend yields vary
• Customer service complaints – email-based support criticized for slow response times

Fundrise represents a solid choice for absolute beginners seeking hands-off diversification, but it lacks the property-level control and monthly income frequency that Landa investors valued.

3. Arrived: The individual property selection alternative

Arrived focuses exclusively on single-family rental properties with 766,000 registered investors and $13M+ in dividends paid. The platform allows investors to select individual properties but requires a higher $100 minimum investment per property.

Key Arrived Advantages:

• Vacation rental focus – unique dedicated short-term rental property category
• Individual property selection – choose specific assets like Ark7
• Monthly/quarterly income options – flexible distribution schedules
• National property coverage – diverse geographic exposure

Significant Limitations:

• Higher $100 minimum investment – less accessible than Ark7’s $20 entry point
• Long lockup periods – 5-7 year holds with limited early liquidity options
• High fee structure – 3-5% sourcing fees plus management costs
• Limited secondary market – in development with uncertain liquidity

Arrived offers quality property selection but at a higher cost barrier and fee structure that makes it less accessible for small investors seeking to replicate Landa’s low-minimum approach.

4. Groundfloor: The zero-fee debt alternative

Groundfloor serves investors seeking fixed-income returns through real estate-backed loans rather than equity ownership. With 5-7% returns (30 to 360 days) real estate development loans, Groundfloor offers a completely different investment model focused on debt rather than equity.

Key Groundfloor Strengths:

• Fixed income returns of 10-12% on real estate-backed loans
• Short investment terms from 30 days to 360 days
• Debt security – loans are secured by real estate collateral
• No minimum investment – accessible to all investors
• Passive income model – no property management or tenant concerns

Significant Limitations:

• Development risk – loans fund property renovations and developments
• Limited upside – fixed returns regardless of property performance
• Different risk profile – loan defaults versus rental income fluctuations
• No monthly income – returns paid at loan maturity

Groundfloor excels for investors seeking high-yield, short-term debt returns but doesn’t provide the property ownership experience that Landa investors were seeking.

5. Lofty.ai: The blockchain-tokenized alternative

Lofty.ai leverages blockchain technology to offer tokenized fractional real estate ownership with daily dividend distributions and enhanced liquidity through token trading. The platform requires a $50 minimum investment and offers the most frequent payout schedule in the industry.

Key Lofty Advantages:

• Daily dividend distributions – Most frequent payout schedule available
• Blockchain tokenization – Enhanced liquidity through token trading
• Accessible minimum – $50 to start investing
• Individual property selection – Control over specific real estate assets
• SEC-qualified offerings – Regulatory compliance for investor protection

Platform Limitations:

• Cryptocurrency complexity – Requires familiarity with USDCa and blockchain wallets
• No IRA options – Cannot invest through tax-advantaged retirement accounts
• Newer platform – Less established track record than Ark7 or Fundrise
• Token market volatility – Secondary market subject to crypto market fluctuations
• Limited property inventory – Smaller selection compared to established platforms

Lofty represents an innovative approach to fractional real estate but adds cryptocurrency complexity that may deter traditional real estate investors seeking a straightforward replacement for Landa.

6. RealtyMogul: The commercial real estate specialist

RealtyMogul focuses on commercial real estate investments with a substantial user base and diverse offering types including individual properties, funds, and REITs. The platform caters to both accredited and non-accredited investors with varying minimum requirements.

Key RealtyMogul Strengths:

• Commercial real estate focus – Access to office, retail, industrial, and multifamily properties
• Diverse investment options – Individual properties, funds, and REIT structures
• IRA options available – Tax-advantaged investing capabilities
• Established platform – Operating since 2012 with substantial track record
• SEC-qualified offerings – Regulatory compliance and investor protections

Significant Limitations:

• Higher minimum investments – $5,000+ for many offerings
• Accredited investor focus – Limited options for non-accredited investors
• Variable dividend frequency – Less predictable cash flow timing
• Complex investment structures – REIT and fund options require deeper understanding
• Less residential focus – Limited single-family rental property options

RealtyMogul excels for investors seeking commercial real estate exposure but doesn’t address the residential rental property focus that attracted Landa’s user base.

7. DiversyFund: The growth-focused alternative

DiversyFund specializes in growth-oriented real estate investments with a focus on properties in high-appreciation markets. The platform offers fund-based investing with specific geographic and property type focuses.

Key DiversyFund Advantages:

• Growth-oriented strategy – Focus on high-appreciation markets and properties
• Fund-based diversification – Automatic allocation across multiple assets
• SEC-qualified offerings – Regulatory compliance and investor protections
• Specialized market focus – Targeted approach to emerging real estate markets
• Professional management – Experienced team managing portfolio allocation

Platform Limitations:

• Fund-based only – No individual property selection
• Higher minimum investments – Typically $500+ minimum requirements
• Limited liquidity options – Restricted redemption capabilities
• Less frequent dividends – Growth-focused strategy may prioritize appreciation over income
• Smaller scale – Less established than Ark7 or Fundrise

DiversyFund serves investors prioritizing long-term appreciation over immediate cash flow but lacks the accessibility and property control that defined Landa’s appeal.

Why Ark7 stands out for Landa refugees

Ark7’s dominance as the ideal Landa alternative stems from several unique advantages that directly address Landa’s failures while maintaining the core value propositions that attracted Landa’s user base.

Operational stability represents Ark7’s most critical advantage over Landa. While Landa’s platform has been non-functional since May 2025 with stopped dividend payments, Ark7 maintains full operational functionality with consistent monthly distributions and regulatory compliance through SEC-qualified offerings and FINRA-registered broker-dealer oversight.

Optimal accessibility with control provides the perfect balance for former Landa investors. Ark7’s $20 minimum investment offers exceptional accessibility while providing individual property selection – a combination unavailable from fund-based competitors like Fundrise ($10 minimum but no selection) or higher-barrier platforms like Arrived ($100 minimum). This “Goldilocks” approach delivers Landa’s accessibility promise with enhanced investor control.

Transparent fee structure and aligned incentives ensure Ark7’s success is tied directly to investor success. The platform’s clear 3% sourcing fee plus 8-15% property management fee eliminates hidden costs, while Ark7’s 1-20% co-investment in each property demonstrates genuine skin in the game – unlike platforms that manage solely for fees.

Monthly cash flow reliability addresses the critical failure of Landa’s dividend payments. Ark7’s consistent monthly distributions provide predictable passive income, contrasting sharply with Landa’s 8+ months stopped payments and quarterly competitors like Fundrise and Arrived.

Specific use cases where each platform excels

Choose Ark7 when:

• Seeking a direct Landa replacement with property control and low minimums
• Requiring monthly dividend payments for consistent cash flow
• Wanting transparent fees with platform co-investment alignment
• Needing IRA options for tax-advantaged real estate investing
• Prioritizing operational stability and regulatory compliance
• Valuing individual property selection over fund-based diversification

Select other platforms for:

• Absolute lowest minimum with hands-off diversification (Fundrise at $10)
• Single-family rental focus with higher investment capacity (Arrived at $100)
• Short-term, high-yield debt investing with zero fees (Groundfloor)
• Blockchain-enabled liquidity and daily dividends (Lofty.ai)
• Commercial real estate exposure with accredited investor status (RealtyMogul)
• Growth-focused, appreciation-oriented fund investing (DiversyFund)

Technical capabilities showdown

Investment Structure:

• Ark7: Individual property shares with $20 minimum and monthly dividends
• Landa: Individual property shares with $5 minimum (now non-functional)
• Fundrise: Fund-based with $10 minimum and quarterly dividends
• Arrived: Individual property shares with $100 minimum and quarterly dividends
• Groundfloor: Debt-based loans with $10 minimum and monthly interest

Fees and Costs:

• Ark7: 3% sourcing + 8-15% property management (no AUM fees)
• Fundrise: 1% total annual (0.85% management + 0.15% advisory)
• Arrived: Approximately 2.4-3% effective annual costs
• Groundfloor: $0 investor fees
• Lofty: Embedded token-level fees

Liquidity Options:

• Ark7: Secondary market after 1-year minimum hold
• Landa: Secondary market (non-functional since May 2025)
• Fundrise: Limited redemptions with potential penalties
• Arrived: Fund redemptions after 6 months
• Lofty: Blockchain token trading for enhanced liquidity
• Groundfloor: No secondary market (illiquid until loan maturity)

Regulatory Compliance:

• Ark7: SEC-qualified, FINRA-registered broker-dealer (Dalmore Group)
• Fundrise: SEC-qualified offerings
• Arrived: SEC-qualified offerings
• Groundfloor: SEC-qualified LROs (Loan-Based Real Estate Offerings)
• All alternatives: Maintain regulatory compliance unlike Landa’s troubled status

Making the Right Choice

Selecting the ideal Landa alternative depends on your specific investment goals, risk tolerance, and desired level of control. Ark7 emerges as the clear winner for most former Landa investors, combining the accessibility and property control that attracted Landa’s user base with operational stability, regulatory compliance, and consistent monthly dividends.

For investors seeking a direct replacement that maintains Landa’s core promise of accessible fractional real estate ownership while ensuring platform reliability and transparent fee structures, Ark7 provides the optimal balance of power and simplicity. The platform’s proven track record with 220,000+ investors, comprehensive property selection across 10+ U.S. markets, and intuitive mobile app ensure successful real estate investing without the operational risks that doomed Landa.

The future of fractional real estate investing requires both accessibility and reliability, and Ark7 leads the charge in delivering both to everyday investors. Start building your real estate portfolio today with Ark7’s $20 minimum investment and join the growing community of investors who’ve found a stable, transparent alternative to Landa’s failed promise.

Frequently Asked Questions

What is fractional real estate investing?

Fractional real estate investing allows multiple investors to purchase shares of individual properties, making real estate ownership accessible with smaller capital requirements. Ark7 enables investors to buy shares in curated high-yield rental properties starting as low as $20 per share, with each share representing fractional ownership in specific single-family or multi-family rental properties. This approach democratizes real estate investing while providing professional property management and monthly cash distributions. Investors receive consistent cash flow without the responsibilities of property management, tenant screening, or maintenance coordination.

How do fractional real estate platforms generate passive income?

Fractional real estate platforms generate passive income through rental payments from tenants occupying the properties. At Ark7, these rental payments are distributed to investors monthly after deducting property management fees (8-15% of gross rent). Investors receive consistent cash flow without the responsibilities of property management, tenant screening, or maintenance coordination. The platform’s managed rental homes ensure stable occupancy and reliable income streams for investors.

Can I sell my fractional real estate shares?

Yes, Ark7 provides liquidity through a secondary trading market where investors can sell their shares after a minimum one-year holding period. Shares are traded on the PPEX ATS (Public Private Execution Network Alternative Trading System), which is registered with the SEC and operated by North Capital. However, investors should be prepared to hold shares indefinitely as there’s no guarantee of an active market or immediate buyers. This contrasts with Landa’s failed secondary market, which became completely non-functional in 2025.

Are there tax benefits to investing in real estate through an IRA?

Yes, Ark7 offers both Traditional and Roth IRA options for tax-advantaged real estate investing. Invest IRA funds in real estate to potentially benefit from tax-deferred or tax-free growth, depending on your IRA type. Traditional IRAs allow tax-deferred growth until retirement withdrawals, while Roth IRAs provide tax-free growth and withdrawals in retirement. Ark7 partners with Inspira Financial Company as custodian, with an annual fee of $100 per property (capped at $400 annually, waived for accounts with average balances over $100,000).

What are the risks involved with fractional real estate investing?

Fractional real estate investing involves substantial risks including illiquidity, lack of diversification, and potential complete loss of capital. Properties may experience vacancies, maintenance issues, or market value declines that affect returns. Ark7 investments are speculative and subject to market conditions, property-specific risks, and regulatory changes. Investors must be prepared to hold shares indefinitely as secondary market liquidity isn’t guaranteed. Always review the complete risk factors in the applicable offering circular and consult with financial, tax, and legal advisors before investing.