6 Agora Real Estate Alternatives

When evaluating Agora Real Estate alternatives, it’s important to understand that Agora serves as investment management software for real estate GPs and sponsors, while investors seeking fractional real estate opportunities need different solutions. For investors looking to build wealth through rental properties with minimal capital, Ark7 emerges as the superior choice, offering the industry’s lowest entry point at just $20 per share, monthly income distributions, and transparent property-level investing.

Key Takeaways

• Ark7 leads as the top alternative for retail investors – Offers $20 minimum investment, 0% AUM fees, and monthly income distributions
• Agora Real Estate serves a different market – Provides investment management software for GPs and sponsors, not direct investment opportunities
• Fractional ownership democratizes real estate – Allows investors to build wealth through rental properties without landlord responsibilities
• Monthly income provides consistent cash flow – Ark7 is the only platform offering monthly distributions versus quarterly industry standard
• Liquidity options enhance flexibility – Ark7 offers secondary market trading after 12 months versus 5-15 year holds with competitors

Understanding Agora Real Estate: A GP-focused software platform

Agora Real Estate positions itself as investment management software designed for real estate general partners, syndicators, and sponsors. With over 1,000 customers managing more than $300 billion in assets under management, the platform provides comprehensive tools for investor relations, capital raising, and fund administration.

Key Agora Real Estate Strengths:

• Comprehensive GP software suite with CRM, reporting, and investor portal capabilities
• Tax services integration including CPA-managed K-1 preparation
• Investor management for over 150,000 investors across global markets
• Pricing starting at $749/month for professional-grade features

Important Market Distinction:

Agora Real Estate serves as infrastructure for real estate investment firms rather than providing direct investment opportunities for retail investors. For individuals seeking to invest in rental properties with minimal capital, alternative platforms like Ark7 offer direct access to fractional real estate ownership.

Top 6 Agora Real Estate Alternatives for Investors

1. Ark7: The best overall alternative for fractional real estate investing

Ark7 revolutionizes real estate investing by offering fractional ownership in cash-flowing rental properties with a minimum investment of just $20 per share. With 230,000+ active investors and $23 million+ in property value funded, Ark7 has established itself as the most accessible platform for building wealth through real estate.

Key Ark7 Advantages:

• Industry’s lowest entry point at $20 per share, 80% lower than many competitors
• Zero annual management fees – saving investors $35+ over 5 years on a $1,000 investment compared to 1% AUM fee platforms
• Monthly income distributions – the only fractional platform offering monthly cash flow (typically on the 3rd of each month)
• Superior liquidity structure – 12-month minimum hold period followed by secondary market trading via PPEX ATS
• Individual property selection – choose specific properties with full financial disclosure 24/7
• 94.81% occupancy rate according to its November 2025 performance report, demonstrating strong property management

Investment Experience:

Unlike pooled fund approaches, Ark7 provides investors with direct ownership in specific properties. The platform’s mobile app enables investors to discover and invest in curated rental properties across the U.S., track monthly dividends, and manage their portfolio from anywhere. Properties are professionally sourced, acquired, and managed, with Ark7 holding a minority ownership stake in each property, aligning interests with investors.

Proven Results:

Ark7’s effectiveness is demonstrated through consistent performance metrics:

• 230,000+ active investors, demonstrating broad market acceptance
• $23M+ in property value funded, showing significant capital deployment
• 4.7/5 iOS app rating and 4.2/5 Android rating, indicating strong user experience
• $3.5M+ in cash dividends paid, proving consistent income generation

IRA Investment Options:

Ark7 also supports retirement investing through its IRA program, allowing investors to use Traditional or Roth IRA funds to purchase property shares. The program features no Ark7 platform fee to open an IRA, with an annual custodian fee of $100 per property (capped at $400 annually, waived for accounts with balances over $100,000).

2. Fundrise: The pooled fund approach for passive diversification

Fundrise offers a different approach to fractional real estate investing through diversified eREITs and eFunds. Founded in 2010, it’s one of the longest-operating platforms in the space, focusing on hands-off diversification rather than individual property selection.

Key Fundrise Advantages:

• Low absolute minimum of $10 for pooled fund investments
• Passive diversification across multiple property types and geographies
• Established track record with over a decade of operations
• Simplified investing with no property selection required

Platform Considerations:

• Pooled fund structure provides no control over specific properties or locations
• Annual AUM fees of approximately 1% reduce overall returns
• Limited liquidity with quarterly redemptions that can be suspended during market stress
• Quarterly distributions rather than monthly income

Fundrise represents a solid option for investors seeking completely hands-off real estate exposure, but it lacks the property-level control and transparency offered by Ark7.

3. Arrived Homes: The vacation rental specialist

Arrived Homes focuses on fractional ownership of both long-term and short-term rental properties, with particular emphasis on vacation rentals. The platform provides detailed property research and due diligence documentation for investors seeking specific rental strategies.

Key Arrived Homes Advantages:

• Detailed property research with comprehensive analysis and reporting
• Vacation rental specialization for investors targeting short-term rental markets
• Individual property selection with detailed financial projections
• Quarterly distributions based on rental income

Platform Considerations:

• Higher minimum investment of $100 per property (5x Ark7’s minimum)
• Longer expected holding periods of 5-15 years with limited liquidity options
• Higher total fees including 3.5-5% acquisition fees, 0.15-1% AUM fees, and up to 25% property management fees
• Quarterly distributions rather than monthly income

Arrived Homes excels for investors specifically interested in vacation rental properties and willing to accept higher minimums and longer holding periods.

4. RealtyMogul: The commercial real estate platform

RealtyMogul offers access to both residential and commercial real estate investments, including office, retail, and industrial properties. The platform caters to accredited investors seeking exposure to larger commercial real estate deals.

Key RealtyMogul Advantages:

• Commercial property access for investors seeking non-residential real estate exposure
• Established track record with operations since 2012
• Diverse investment options including REITs and individual property offerings
• Institutional-grade offerings for sophisticated investors

Platform Considerations:

• High minimum investments of $5,000 for REITs (250x Ark7’s minimum)
• Accreditation requirements for many private placement offerings
• Annual AUM fees of 1-1.25% reducing overall returns
• Monthly or quarterly distributions depending on investment type

RealtyMogul serves investors with larger capital allocations and interest in commercial real estate, but it’s not accessible to most retail investors due to high minimums and accreditation requirements.

5. Lofty.ai: The tokenized real estate platform

Lofty AI offers fractional real estate ownership through tokenized assets on the Algorand blockchain. The platform provides a different technological approach to fractional ownership with digital asset integration.

Key Lofty.ai Advantages:

• Blockchain integration with tokenized real estate assets
• Daily trading opportunities for secondary market liquidity
• Individual property selection with direct ownership structure
• Passive income potential from rental properties

Platform Considerations:

• Newer platform with less established track record
• Technology complexity requiring understanding of digital wallets and blockchain
• Market volatility exposure through tokenized asset pricing
• Limited property selection compared to more established platforms

Lofty AI represents an innovative approach to fractional real estate but requires comfort with blockchain technology and carries additional technology-specific risks.

6. HomebaseDAO: The community-governed real estate platform

HomebaseDAO offers a decentralized approach to real estate investing through a community-governed structure. The platform emphasizes collective decision-making for property acquisitions and management.

Key HomebaseDAO Advantages:

• Community governance allowing investor participation in property decisions
• Decentralized structure with transparent voting mechanisms
• Fractional ownership with direct property exposure
• Innovative approach to collective real estate investment

Platform Considerations:

• Emerging platform with limited track record and property selection
• Governance complexity requiring active participation for optimal results
• Liquidity constraints with limited secondary market options
• Operational uncertainty due to decentralized management structure

HomebaseDAO offers an interesting alternative for investors interested in community-governed real estate decisions but lacks the professional management and established track record of platforms like Ark7.

Why Ark7 stands out for accessible real estate investing

Ark7’s dominance in accessible fractional real estate investing stems from several unique advantages. The platform’s lowest industry entry point of $20 per share makes real estate investment accessible to investors with limited capital, breaking down traditional barriers to entry.

Transparent property-level investing represents Ark7’s key differentiator, enabling investors to choose specific properties with full financial disclosure available 24/7. Unlike pooled fund approaches, Ark7 provides direct ownership in individual properties, giving investors control over their risk profile and investment strategy.

The monthly income structure provides consistent cash flow that supports budgeting and financial planning. While competitors offer quarterly distributions, Ark7’s monthly payments deliver 4x more frequent income for investors prioritizing regular passive income.

Superior liquidity options enhance investor flexibility with a 12-month minimum hold period followed by secondary market trading via PPEX ATS. This structure provides an exit strategy 4-12x faster than competitors requiring 5-15 year holding periods.

Zero annual management fees maximize investor returns by eliminating the 0.15-1.25% AUM fees charged by competitors. This fee structure saves investors $35+ over 5 years on a $1,000 investment compared to platforms with 1% annual fees.

Specific use cases where each platform excels

Choose Ark7 when:

• Seeking the lowest possible entry point for real estate investing ($20 minimum)
• Prioritizing monthly passive income distributions
• Wanting direct control over specific property investments
• Valuing transparency with 24/7 access to complete financial disclosure
• Needing better liquidity options with 12-month minimum hold periods
• Investing through an IRA account for retirement planning

Select other platforms for:

• Completely hands-off pooled diversification (Fundrise)
• Vacation rental specialization with detailed research (Arrived Homes)
• Commercial real estate exposure with larger capital (RealtyMogul)
• Blockchain integration and tokenized assets (Lofty.ai)
• Community-governed investment decisions (HomebaseDAO)

Technical capabilities comparison

Investment Minimums:

• Ark7: $20 per share
• Fundrise: $10 (pooled funds only)
• Arrived Homes: $100 per property
• RealtyMogul: $5,000 for REITs
• Lofty.ai: Varies by property
• HomebaseDAO: Varies by property

Fee Structures:

• Ark7: 0% AUM fees, 3% one-time sourcing fee
• Fundrise: ~1% annual AUM fees
• Arrived Homes: 0.15-1% annual AUM fees plus acquisition and management fees
• RealtyMogul: 1-1.25% annual AUM fees
• Lofty.ai: Transaction and management fees
• HomebaseDAO: Platform and management fees

Income Frequency:

• Ark7: Monthly distributions
• All competitors: Quarterly distributions

Liquidity Options:

• Ark7: Secondary market after 12 months
• Fundrise: Limited quarterly redemptions (can be suspended)
• Arrived Homes: 5-15 year expected holds with limited secondary market
• RealtyMogul: Limited quarterly redemptions
• Lofty.ai: Daily trading opportunities
• HomebaseDAO: Limited secondary market options

Making the Right Choice

Selecting the ideal Agora Real Estate alternative for investors depends on specific requirements, investment goals, and capital constraints. Ark7 emerges as the clear winner for accessible fractional real estate investing, combining the lowest entry point with monthly income, transparent property selection, and superior liquidity options.

For investors prioritizing accessibility, consistent cash flow, and property-level control, Ark7 provides the optimal balance of features and benefits. The platform’s proven track record with 230,000+ investors, comprehensive mobile app, and IRA investment options ensure successful real estate investing for investors at all levels.

The future of real estate investing is fractional and accessible, and Ark7 leads the charge in democratizing rental property ownership for everyday investors. Start building your real estate portfolio today with Ark7’s $20 minimum investment and join the growing community of investors who’ve chosen the platform for their wealth-building journey.

Frequently Asked Questions

What is fractional real estate investing?

Fractional real estate investing allows multiple investors to own shares of a single property, with each investor receiving a proportional share of rental income and potential appreciation. Ark7 offers fractional ownership in specific rental properties with minimum investments as low as $20 per share. This approach makes real estate investing accessible to investors with limited capital who want to build wealth through rental properties. Unlike traditional real estate investing, fractional ownership eliminates the need for large down payments, property management responsibilities, or dealing with tenant issues.

How does Ark7 make real estate investing accessible?

Ark7 makes real estate investing accessible through its $20 minimum investment per share, which is 80% lower than many competitors. The platform eliminates annual management fees, offers monthly income distributions, and provides a user-friendly mobile app for managing investments. Ark7’s transparent property-level investing allows investors to choose specific properties with full financial disclosure available 24/7. The combination of low minimums, zero AUM fees, and monthly distributions removes traditional barriers that have kept everyday investors out of real estate.

Can I invest my IRA funds in Ark7 properties?

Yes, Ark7 supports IRA investments through its IRA program, allowing investors to open both Traditional and Roth IRA accounts to purchase property shares. There is no Ark7 platform fee to open an IRA account. The annual custodian fee is $100 per property, capped at $400 annually, and this fee is waived for accounts with average balances over $100,000. This program enables investors to build real estate exposure within their retirement portfolios while maintaining tax advantages.

What are the fees associated with investing through Ark7?

Ark7 charges a 3% one-time sourcing fee but has 0% annual management fees, which saves investors $35+ over 5 years on a $1,000 investment compared to platforms with 1% annual fees. There are no hidden fees for investors. Property management costs are covered through a percentage of rental income, typically 8-15% of gross rent, which is standard in the industry. This transparent fee structure ensures investors keep more of their returns compared to platforms charging ongoing AUM fees.

How transparent is Ark7 about its property investments?

Ark7 provides full operational transparency with complete legal and financial disclosure accessible 24/7 through its platform. Investors can review all property details, financial projections, and business terms before investing in any property. The platform provides regular updates on property performance and market conditions through its mobile app and website. This level of transparency allows investors to make informed decisions and track their investments with complete visibility into property operations and financial performance.

What are the risks involved in investing with Ark7?

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Ark7 investments are speculative and involve substantial risks including illiquidity, lack of diversification, and complete loss of capital. An investment constitutes only an investment in a particular series and not in Ark7 or any of the underlying assets. Investors should carefully review the risks located in the respective offering materials and speak with their financial advisor, accountant, and/or attorney when evaluating any offering.