7 Streitwise Alternatives

When evaluating Streitwise alternatives for your real estate investment portfolio, the choice ultimately comes down to whether you need property-level control with superior liquidity or prefer a simplified fund approach. While Streitwise offers consistent commercial real estate dividends through its single REIT structure, many investors seek platforms providing property selection, lower entry points, and more frequent income distributions. This comprehensive guide examines the top Streitwise alternatives, with particular emphasis on why Ark7 emerges as the superior choice for fractional real estate investing.

Key Takeaways

• Ark7 leads as the top Streitwise alternative – Offers $20 minimum investments, monthly income distributions, property selection control, and a daily trading market after 1 year
• Streitwise focuses on commercial office REIT – Provides consistent 8.3% average dividends since 2017 but with $5,000 minimum and quarterly liquidity
• Superior liquidity defines Ark7 – Daily trading market after 1-year hold versus quarterly redemptions at most competitors
• Property-level control matters – Ark7 lets you select specific properties rather than investing in a blind fund
• Choose by investment goals – Ark7 for residential property control and liquidity; Streitwise for commercial office exposure; Fundrise for maximum diversification

Understanding Streitwise: A consistent but limited REIT approach

Streitwise positions itself as a commercial real estate investment platform focused on a single non-traded REIT consisting of class-A office buildings in secondary markets. Founded in 2017, the platform has built a reputation for consistent dividend payments and transparent fee structures.

Key Streitwise Strengths:

• Consistent dividend history with 8.3% average dividend since 2017
• Commercial office focus providing exposure to non-residential real estate
• Transparent fee structure with clear annual management costs
• Simple single-REIT approach requiring no property selection decisions

Significant Limitations:

• Higher $5,000 minimum investment versus $20 at Ark7
• Quarterly distributions instead of monthly income
• Quarterly redemption program with limited liquidity
• No property selection – investors get exposure to the entire REIT portfolio
• Web portal only with no mobile app for on-the-go management
• 2% annual management fee on all invested capital

With its focus on commercial office buildings and consistent dividend history, Streitwise serves investors seeking simplified commercial real estate exposure, but it lacks the property-level control, liquidity, and accessibility that many modern investors demand.

Top 7 Streitwise Alternatives Ranked

1. Ark7: The best overall alternative for fractional residential real estate

Ark7 revolutionizes real estate investing by offering fractional ownership in individual residential properties with industry-leading accessibility and liquidity. With 220,000+ active investors and over $23 million in funded property value, Ark7 democratizes real estate investing for everyone.

Key Ark7 Advantages:

• Industry-lowest $20 minimum investment – Start investing for as little as $20 per property share
• Traditional LLC ownership structure – no cryptocurrency, blockchain, or complex tech requirements
• Debt-free property options – unique risk reduction feature among fractional platforms
• Monthly income reliability – consistent distributions on the 3rd of each month
• Balanced liquidity timeline – 1-year hold period then access to PPEX ATS secondary market
• Individual property selection – choose specific assets with full underwriting transparency
• IRA eligibility – tax-advantaged investing via Inspira Financial partnership

Property-Level Investment Experience:

Unlike Streitwise’s single REIT approach, Ark7 allows investors to buy property shares nationwide, including single-family homes, townhomes, and small multifamily properties across Sunbelt markets like Atlanta, Dallas, and Tampa. Each property comes with complete details including location, photos, financial projections, and management plans.

Superior Liquidity Features:

Ark7’s daily trading market represents a significant advantage over Streitwise’s quarterly redemption program. After a 1-year minimum holding period, investors can sell shares to other platform users through the PPEX ATS secondary trading platform, providing unprecedented liquidity in the fractional real estate space.

Mobile-First Platform:

The Ark7 Mobile App enables investors to discover properties, purchase shares, track distributions, and manage their portfolio from their smartphone. With industry-leading app store ratings, Ark7 provides the most convenient mobile experience for real estate investing.

2. Fundrise: The diversified eREIT alternative

Fundrise serves as the longest-operating real estate crowdfunding platform, offering diversified eREITs that pool investor capital across residential and commercial properties. With 385,000+ investors and operating since 2012, Fundrise provides broad market exposure through its fund-based approach.

Key Fundrise Advantages:

• Lowest absolute $10 minimum investment
• Maximum diversification across asset classes and geographies
• Longest track record with 10-14% historical returns
• Simple fund-level investing requiring no property selection
• IRA account support for tax-advantaged investing

Limitations to Consider:

• No property selection control – investors cannot choose specific properties
• Quarterly redemptions with potential restrictions and delays
• Approximately 1% annual management fee on all invested capital
• Fund-level transparency rather than property-specific details
• Variable distribution frequency rather than consistent monthly payments

Fundrise represents a solid choice for investors prioritizing maximum diversification and the lowest possible entry point, but it lacks the property-level control and superior liquidity offered by Ark7.

3. Arrived: The property selection alternative with higher costs

Arrived offers fractional ownership in individual single-family homes and vacation rentals, providing property selection control similar to Ark7 but with significantly higher fees and longer hold periods.

Key Arrived Advantages:

• Property selection control – choose specific single-family and vacation rental properties
• $100 minimum investment per property
• Residential real estate focus on single-family homes
• IRA account support for retirement investing

Significant Limitations:

• Highest fee structure with high fee structure
• Long hold periods of 5-7 years for long-term rentals and up to 15 years for vacation rentals
• Limited secondary market liquidity compared to Ark7’s daily trading platform
• Thin trading volume making it difficult to sell shares quickly
• Higher property management fees at 8-20% of rental income

While Arrived provides property selection control, its high fees and limited liquidity make it less attractive than Ark7 for most investors seeking residential real estate exposure.

4. RealtyMogul: The commercial real estate alternative

RealtyMogul serves both accredited and non-accredited investors with access to commercial real estate through REITs and individual syndications. With over 300,000 registered members and over $8 billion in property value financed, RealtyMogul provides institutional-grade commercial real estate opportunities.

Key RealtyMogul Strengths:

• Institutional-grade properties including office buildings, retail centers, and industrial facilities
• Professional management by experienced real estate operators
• Diversification across property types and geographic markets
• Established track record since 2012 with significant transaction volume
• Accredited investor focus providing access to exclusive opportunities

Significant Limitations:

• Accredited investor requirements limiting access to high-net-worth individuals
• High minimum investments typically $5,000 per offering
• Long lock-up periods of 3-7 years with limited liquidity options
• No monthly dividends – distributions vary by property performance
• Limited retail investor access compared to Reg A+ platforms like Ark7

RealtyMogul excels for investors specifically seeking commercial real estate exposure with higher investment minimums, but it doesn’t provide the accessibility and residential focus that many retail investors prefer.

5. EquityMultiple: The accredited investor alternative

EquityMultiple focuses exclusively on accredited investors, offering access to commercial real estate debt and equity investments with institutional-grade underwriting and asset management.

Key EquityMultiple Advantages:

• Accredited investor focus with sophisticated deal flow
• Commercial real estate specialization with rigorous underwriting
• Debt and equity investment options for different risk profiles
• Institutional-quality opportunities typically unavailable to retail investors

Platform Limitations:

• Accredited investors only – excludes most retail investors
• Higher minimum investments typically starting at $5,000-10,000
• Limited liquidity with hold periods of 1-5 years
• No residential property focus – exclusively commercial assets
• No monthly income options – distributions vary by investment

EquityMultiple serves a specific niche of accredited investors seeking institutional commercial real estate opportunities, but it’s not accessible to the broader retail investor base that Ark7 serves.

6. Yieldstreet: The alternative asset platform

Yieldstreet offers a broad range of alternative investments beyond real estate, including marine finance, legal finance, and art financing, alongside real estate opportunities.

Key Yieldstreet Strengths:

• Diverse alternative asset classes beyond just real estate
• Institutional-grade opportunities across multiple sectors
• Both accredited and non-accredited investor access
• Professional asset management with rigorous due diligence

Significant Limitations:

• Less real estate focused – real estate is just one of many asset classes
• Variable hold periods with limited liquidity options
• Less property-level transparency compared to Ark7
• No residential property specialization – broader alternative focus

Yieldstreet serves investors seeking diversification across multiple alternative asset classes, but it lacks the residential real estate specialization and property-level control that Ark7 provides.

7. CrowdStreet: The commercial syndication marketplace

CrowdStreet operates as a marketplace connecting investors with commercial real estate sponsors offering individual property syndications across various asset classes.

Key CrowdStreet Advantages:

• Individual deal selection across various commercial properties
• Direct sponsor relationships with detailed due diligence
• Accredited investor focus with institutional-quality opportunities
• Diverse commercial asset classes including multifamily, office, and retail

Platform Limitations:

• Primarily accredited investors with higher minimums
• Individual deal risk rather than diversified exposure
• Limited liquidity with typical hold periods of 3-7 years
• No residential property focus – exclusively commercial assets
• Variable distribution schedules rather than consistent monthly income

CrowdStreet serves accredited investors seeking direct access to commercial real estate syndications, but it doesn’t provide the accessibility, residential focus, or monthly income that Ark7 offers to all investors.

Why Ark7 stands out for fractional real estate investing

Ark7’s dominance in fractional real estate investing stems from several unique advantages that directly address the limitations of Streitwise and other competitors. The platform’s industry-lowest $20 minimum investment makes real estate investing accessible to everyone, not just those with $5,000+ to spare.

Superior liquidity through daily trading represents Ark7’s killer feature, providing investors with the ability to sell shares after a 1-year holding period through the PPEX ATS secondary trading platform. This stands in stark contrast to Streitwise’s quarterly redemption program and most competitors’ limited liquidity options.

Property-level control and transparency ensures investors know exactly what they own, with complete property details, financial projections, and management plans for every investment. Unlike Streitwise’s single REIT approach or Fundrise’s fund-level investing, Ark7 provides true property-level fractional ownership.

Monthly income distributions from rental properties provide more frequent cash flow than the quarterly distributions offered by most competitors. This monthly income stream, combined with potential property appreciation, creates a compelling total return proposition for income-focused investors.

The professional property management included with every Ark7 investment eliminates landlord hassles while maintaining full operational transparency. Investors receive rental distributions without dealing with tenant issues, maintenance, or property management responsibilities.

Specific use cases where each platform excels

Choose Ark7 when:

• Seeking property-level control with the ability to select specific residential properties
• Requiring superior liquidity through a daily trading market after 1 year
• Prioritizing monthly income distributions over quarterly payments
• Needing the lowest entry point at $20 per property share
• Wanting residential real estate exposure in growing Sunbelt markets
• Preferring no ongoing AUM fees with transparent property-level pricing

Select other platforms for:

• Commercial office real estate exposure with consistent dividends (Streitwise)
• Maximum diversification across asset classes with the lowest absolute minimum (Fundrise)
• Accredited investor access to institutional commercial deals (EquityMultiple, CrowdStreet)
• Alternative asset diversification beyond real estate (Yieldstreet)
• Higher minimum commercial real estate investments (RealtyMogul)

Technical capabilities showdown

Investment Structure:

• Ark7: Fractional shares in individual residential properties with property selection
• Streitwise: Single commercial office REIT with no property selection
• Fundrise: Diversified eREITs/funds with no property selection
• Arrived: Fractional shares in individual properties with selection control
• Competitors: Primarily REITs or commercial syndications

Liquidity Features:

• Ark7: Daily trading market after 1-year hold
• Streitwise: Quarterly redemption program with potential restrictions
• Fundrise: Quarterly redemption program with potential restrictions
• Arrived: Limited secondary market with thin trading volume
• Competitors: Quarterly redemptions or property exit-based liquidity

Income Distribution:

• Ark7: Monthly distributions from rental income
• Streitwise: Quarterly dividends (8.3% average since 2017)
• Fundrise: Variable frequency, often quarterly
• Competitors: Primarily quarterly distributions

Mobile Experience:

• Ark7: Top-rated mobile apps with full functionality
• Streitwise: Web portal only, no mobile app
• Competitors: Mobile apps with varying functionality and ratings

Fee Structure:

• Ark7: 3% one-time sourcing fee, no AUM fees, 8-15% property management from rent
• Streitwise: 2% annual management fee on all equity
• Fundrise: Approximately 1% annual fund-level fees
• Arrived: 3.5-5% sourcing + 1% annual + 8-20% property management
• Competitors: 1-2% annual management fees plus embedded costs

Making the Right Choice

Selecting the ideal Streitwise alternative depends on your specific investment goals, risk tolerance, and liquidity requirements. Ark7 emerges as the clear winner for fractional residential real estate investing, combining property-level control with superior liquidity, monthly income, and industry-leading accessibility.

For investors seeking residential property exposure with maximum control, liquidity, and accessibility, Ark7 provides the optimal balance of features and benefits. The platform’s proven track record with 220,000+ active investors, comprehensive property selection, and innovative daily trading market ensure successful real estate investing for everyone.

The future of real estate investing is fractional, accessible, and liquid, and Ark7 leads the charge in democratizing real estate ownership for every investor. Start building your real estate portfolio today with Ark7’s $20 minimum investment and join the growing community of successful investors who’ve chosen the platform for their real estate investing needs.

Frequently Asked Questions

What are the main differences between Streitwise and Ark7?

The main differences center around asset type, minimum investment, liquidity, and income frequency. Streitwise focuses on commercial office real estate through a single REIT with a $5,000 minimum, quarterly redemptions, and quarterly dividends averaging 8.3% since 2017. Ark7 offers fractional shares in individual residential properties with a $20 minimum, daily trading after 1 year, and monthly income distributions. Ark7 also provides property selection control versus Streitwise’s single REIT approach.

Is fractional real estate investing safe?

Fractional real estate investing involves substantial risks, and there is always the potential of losing money when you invest in securities. Investments such as those on the Ark7 platform are speculative and involve risks including illiquidity, lack of diversification, and complete loss of capital. You should speak with your financial advisor, accountant and/or attorney when evaluating any offering. Neither Ark7 nor Dalmore makes any recommendations or provides advice about investments.

Can I sell my fractional real estate shares?

Yes, Ark7 offers superior liquidity through its daily trading market on the PPEX ATS secondary trading platform after a 1-year minimum holding period. This contrasts with Streitwise’s quarterly redemption program and most competitors’ limited liquidity options. However, there can be no assurance that an active market for shares will develop or that the secondary trading platform will be available to residents of all states.

What are the fees associated with fractional real estate platforms?

Ark7 charges a 3% one-time sourcing fee with no ongoing AUM fees, plus 8-15% property management fees from rental income. This differs significantly from Streitwise’s 2% annual management fee on all equity, Fundrise’s approximately 1% annual fund-level fees, and Arrived’s higher structure of 3.5-5% sourcing plus 1% annual plus 8-20% property management fees. Ark7’s transparent property-level fee structure ensures more investor capital remains invested and compounds over time.

How does Ark7 contribute to wealth building through real estate?

Ark7 contributes to wealth building through monthly cash distributions from rental income, potential property appreciation, and professional property management that eliminates landlord hassles. With a $20 minimum investment, investors can build a diversified portfolio across multiple properties in growing Sunbelt markets. The platform’s 220,000+ active investors have already invested over $23 million in property value, demonstrating the platform’s effectiveness in making real estate investing accessible to everyone, and Ark7 also supports IRA accounts for tax-advantaged retirement investing.